CaravansInsured.co.uk – Compare Caravan Insurance UK
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Does your caravan insurance provide adequate cover?
Does your caravan insurance cover storm or flood damage, fire and theft?
Caravans Insured can help with quotes for touring caravan insurance or static caravan insurance.
Take a look at what a few of our users have said about our website and how they got on finding insurance for their caravans.
How important is touring caravan insurance and static caravan insurance?
Insurance for touring caravans is not compulsory, however it is essential if you plan to tow a touring caravan with your car.
Insurance for static caravans is often a requirement of holiday park rules and most static caravan sites will ask owners to provide proof of caravan insurance.
Caravan insurance is an important consideration for caravan owners as it provides peace of mind that the value of your caravan is financially covered for a range of incidents including: accidental damage, fire, theft, flood, wind or storm damage.
There are two types of caravan insurance policy:
Touring caravans are mobile and usually towed on the road to and from camping sites. Touring caravans should be road worthy and in good towable condition. Drivers in the UK must have a minimum of third party insurance required for towing a touring caravan, and it is prudent to check whether your car insurance policy allows you to tow a caravan or trailer (as some don’t). It is obviously important to consider separate comprehensive insurance cover for your touring caravan or trailer tent. Touring caravans towed behind a vehicle are subject to the risks of the road, which include collision with other vehicles and accidents caused by side winds or incorrect loading. Most insurance companies will require that your touring caravan is securely stored when it is not being used and many touring caravan insurance providers offer touring caravan discounts if they are stored at ‘CaSSOA inspected and rated’ caravan storage sites.
Provides financial protection against loss, damage and third-party liability involving your caravan, and usually includes contents, decking, site clearance, re-siting costs. For static holiday caravans that are rented to paying guests some policy enhancements can provide cover for loss of rental and provision for alternative guest accommodation.
Static caravans are usually permanently sited on a holiday park in the UK and static caravan insurance policies reflect the semi-permeant use of static caravans. Most holiday parks require static caravan owners to take out annual insurance cover as a condition of the park site rules and caravan parks usually ask static caravan owners to provide a copy of their caravan insurance policy. This should be held securely on file by the park owner or manager. Many inspected static caravan parks will be on the UK Static Caravan Insurance database so caravan insurers will be able to provide an accurate quote including any park discounts or group scheme discount – if they are offered.
At Caravans Insured we connect you with caravan insurance specialists, helping you to save time and money when you need caravan insurance for your new or existing caravan.